Fear – our brain could be playing games – 4

Energy, Fear, Human Brain, Risks

Most people talk about how our brain has evolved from the reptilian brain over multiple millinea. Most other animals didn’t have the real estate in their heads to allow for their brains to grow and evolve. Human beings had the real estate and therefore we have been able to evolve. Zebras a hundred thousands years back looked exactly the same as they do today. Human beings a hundred thousand years back and now are totally different.

Now this evolution doesn’t mean that the oldest part of the human brain – the lizard brain – does not exist. It still does. As in lizards its main function is to preserve the life of the lizard. And it believes that it can do it by conserving energy. So whenever you take into a direction where it needs to expend energy, it dissuades you by giving you resistance, by throwing massive negative ideas at you to make you feel scared.

Yesterday I wrote about being fearless versus being reckless.

Being fearless does not mean an absence of fear. It means that when you see resistance, or when fear throws its head up, you realise that there could actually be something worthwhile in that direction. Its just one way for your brain to give you an indication that there’s something new, which it has not encountered before and therefore you need to take a judicious call and move forward.

Your brain is a habit forming, pattern recognition system. If it cannot see a pattern it throws up alarm bells that it will need to spend more energy to do work and therefore it should be avoided because it has to save that energy for your survival. Anytime you learn something new this is what will happen till the new becomes old.

Without being reckless, welcome the fear as a sign of progress for yourself and move forward.

Till next time then.

Carpe Diem!!!

Fear – our brain could be playing games – 3

Fear, Human Brain, Risks, Worry

I have written multiple posts on this topic, the last being on 14th September, because there was I time I used to be scared of so many things. Its taken me a lot of effort to reach this stage where I do take considerable amount of calculated risks.

As I have read more about the functioning of the human brain, more I have started to believe that all fear is actually created because of our brain.

Now I will like to clarify one thing being fearless and being reckless are two different things. So I am trying to become fearless day – by – day. I am not becoming reckless.

What’s the difference. An example of being reckless – If I am driving and I see a truck coming right in front of me, I won’t think its my brain playing games and go straight for the truck . Thats what deer do in the night when they see headlights. I will take evasive measures to move out of the direction of the truck.

As Seth Godin talks about in his book “Linchpin ” Trying to become fearless is not about not having fear but more about being unafraid of things that one shouldn’t be afraid of.

Our brain plays games in making us fear things, which in general we should not be fearful of. Doing a client presentation or making a phone call. Nobody is going to come and shoot you. But in case you are in front of a person who’s pointing a gun at you, then you need to be afraid, real scared. Trying to pull the gun away from her – that will be reckless.

Till next time then don’t have fear but don’t be reckless either.

Carpe Diem!!!

Insurance to eliminate fear

Fear, Happiness, Health, Insurance, Leverage, Risks

I read an extremely interesting concept today. I have considerably got convinced about the idea, still digesting a few things, but thought of sharing to see what you think.

I have always been aware of insurance being necessary. As a matter of fact in my posts on advice to young women, I had layed great stress on both health and life insurance.

Quite frankly given the high inflation in healthcare costs, I would anyway recommend you to take the highest possible health insurance. On life insurance however I was generally of the view that you should take term insurance to cover the major risks that you envisage.

One of the key things in financial independence that I keep harping about is the ability to take decisions without the fear of having a job in the future.

One of the reasons that financial independence becomes a moving target is because as you grow in life, your finances improve, you get used to a better lifestyle. To be able to achieve that lifestyle if you leave your job, you need to have a much higher level of assets. So you again start saving and investing for the next higher level but by then your target amount has moved further.

This happens primarily because FEAR, the What if eventuality.

This is where if you have more than adequate insurance of different types, you transfer the risk to the insurance company and your fear can reduce. This is where I have to delve deeper on how you can leverage this ideato become more fearless.

I will keep you posted as I delve deeper into this subject.

Till next time then.

Carpe Diem!!!