Financial Independence  – Happiness revisited

Financial Independence, Happiness

This post will move in two directions.  I have been seeing an advertisement on television where there’s a philosophical point being made by the protagonist about wanting money under any circumstance to enjoy life and her husband talking that money is not the only thing in life.

Its something similar to “money can’t buy happiness” or “money is the root of all evils”.  Like I mentioned earlier these are philosophical points with no end to debates especially in countries like ours where over the last 75 years people have seen massive poverty and are only now coming out of it.

Good Health and Happiness are very closely related. If you’re happy, you will generally be in better health and will fall sick less often. I have written multiple times earlier also that Happiness is not the destination,  its the journey.  We should be enjoying the journey and be happy.

Recently I was reading a book Gap and Gain by Dr. Benjamin Hardy and Dan Sullivan.  In this book Ben talks about how long term toxic stress and unhappiness can cause your lifespan to reduce dramatically. He’s given examples of various studies to showcase this. They also mention how people with less toxic stress are able to fight infections better and stay healthy longer.

While not all causes of toxic stress are related to money, in a lot of cases , the lack of money causes discontent which leads to toxic stress. One of the primary reasons for divorce is also lack of Enough money, the operating word being enough, which is subjective for different people.

So while “money can’t buy happiness ” its the next best thing, because it can help keep a lot of the stress causing items at bay. So if you have money to ensure that your basic needs are met and you don’t have to struggle for the basic things in life, then you have less reasons to be unhappy. There will always be some people who will find reasons to be unhappy, but that’s another story.

When I write about financial freedom or financial independence I write from the perspective that you should have enough money so that your basic needs are met and that you don’t have to be a slave of money.

Till next time then….make money work for you and get financial independence.

Carpe Diem!!!

Gap versus Gain

Habits, Happiness, life

This is a term I heard from first Dan Sullivan,  and similar  terms then from Vishen Lakhani and Benjamin Hardy.

All of us want to grow. My team members and I all have a lot of aspirations for the future. The challenge that a lot of them face because of which they don’t enjoy the journey is that they are always looking at the horizon.

The horizon is such a place that you will never reach. It’s a moving target. It’s unachievable.  That’s what gets us unhappy,  depressed etc.

When you drive a car on the road,  while your eyes are focused in the front, from time to time you look at the rear view mirrors to ensure that no one is coming too close to hit. When you look in the rear view mirror you also realize how far you have come.  So while the destination is ahead and you are driving towards it,  you also get to know how far you have come from where you were.

That’s the important thing that I learned from this term Gap versus Gain. While its important to be aware of how much is left to do, you can also from time to time look back and see how far you have come from where you started. That will cause you to feel happy in the progress you made from where you started.

Its just a perspective issue but it can make you happy and more focused for your future with renewed energy versus being anxious and depressed.

Till next time then, count your gains and make your journey worth remembering.

Carpe Diem!!!

WHO NOT HOW – more than 7000 years ago

collaboration, Habits, Leverage

Dr. Benjamin Hardy — one of the most prolific writers on Medium has co-authored a book WHO NOT HOW. He has co-authored this book with one of my favorite thinkers Dan Sullivan.

The basic premise of this book is that if you leverage your relationships, you can solve all kinds of problems more easily as well as much much more quickly.

I finished reading this book yesterday and saw the immediate applicability all across my life. 

But what surprised me when I was going through the book was the fact that two of Indian Mythologies’ the Ramayan and the Mahabharat are completely about WHO NOT HOW. Both are huge texts and its not my agenda to go into a religious discourse but if you see the key architects of these texts you will immediately see the applicability of this rule.

In Ramayan — Lord Ram’s wife Sita is kidnapped by the demon king Ravana. Lord Ram and his brother Laxman are travelling in the forest helter-skelter trying to figure out where Sita could be when they come across the Monkey King Sugreev and his able chieftain the Monkey God Hanuman. 

In true “give” before you “ask” form that Dr. Ben Hardy suggests —Lord  Ram first helps Sugreev get his kingdom back from Bali and then the complete army of monkeys ably led by the Monkey God Hanuman help identify where Sita is and then with their help Ram and Laxman fight with the demon king and kill Ravana and his generals.

If it was not for the Monkey God Hanuman they would have not been able to identify the location where Sita was held captive by Ravana. They used the Monkey God’s key capabilities to fly long distances and get an aerial view to isolate the location in Lanka. After that if it was not for the monkey army — who created the rock filled walkway in the sea — Lord Ram & Laxman would have not been able to cross the Indian Ocean to get into Lanka and fight Ravana

Lord Ram did not instruct them how to do their jobs —The Monkey God  Hanuman and his army of monkey were good in their jobs and were wanting to get Lord Ram to succeed…. exactly as Ben Hardy talks about the “WHOs” that you need to choose and not micro manage.

If Lord Ram and his brother had tried to do everything on their own they would have taken a much longer time to first figure out the location and then go about trying to get there. 

I am sure if you try to think about it, most of the major achievements in the world would not have happened without a WHO being involved. And this is not ONLY a vendor — customer relationship, that we are talking about. Its about also relationships where there are no payments getting made.

Till next time.

Forcing functions


I had written this headline more than 2 months but I did not write anything because I wanted to check for myself if this worked.

The idea of a forcing function – and I read this idea first in the book Will Power Doesn’t Work by Dr. Benjamin Hardy – is that you first decide the deadline and then work backwards to meet the deadline. Though Dr. Ben Hardy is a very young guy, he has written some really interesting stuff. One of the key things which I have learnt from his books is the fact “your environment” decides how successful you become. If you want to succeed you need to change your environment.

Once you have the deadline decided, you automatically then do not take assignments or activities which can divert your mind from the deadline. You put on your calendar your schedule well in advance so that when you get even other enticing but conflicting requirements , you just refuse without feeling the guilt.

I have put this on a daily basis for myself now. There are 2 things which I now do very religiously – writing my journal and writing my blog. And both have been put on my calendar. So anything else which even has a chance of disturbing these 2 things in my calendar gets discarded.

The advantage that I have seen because of this is that now I no longer have to take decisions to do these 2 things. They are now part of a habit.

I have now put this into some other areas of my life where I have already decided on some goals with a deadline and am working backwards to ensure that divert my attention.

I have a very distracted mind and I can get distracted with a bird chirping or if I hear a music note being played far away. The bigger the distraction, the longer that I would fall away from my targets. And then I would realise after the end of the year that I had passed one more year without achieving much.

Try this for yourself and let me know how you benefit from this.

Till next time then.

Carpe Diem!!!