We do a lot of mental rumination on how much we need when we retire, or how much we need to buy our house. I have been through all of this.

You can read a lot of blog posts like this one, you can read a lot of books, you can watch a lot of videos to start someday. All of this is like getting tourist information (I read this term in Tripp Lanier’s book – This book will make you dangerous:The Irreverent guide for men who refuse to settle – and I just had to use it)

You need to take your first step and get started with the investment. You may make mistakes, so learn from them. Start with investing small amounts so that even if you make a mistake, the loss is not much. Get an advisor who can help you. But start somewhere.

Its only when you start something that you hope to have something in the future. Otherwise you will only keep doing your mental rumination and not achieve anything.

Taking the first step will be the toughest , but once you start don’t let the momentum go. Keep taking one step after another. Once you learn about one investment, check out another and start your journey over there as well.

Till next time then….take action.

Carpe Diem!!!